Boakye, Ernest Owusu https://orcid.org/0000-0002-8526-9986
Heimonen, Kari https://orcid.org/0000-0002-7783-8018
Junttila, Juha https://orcid.org/0000-0003-4144-126X
Funding for this research was provided by:
OP Financial Group Research Foundation (20210078)
University of Oulu
Article History
Received: 8 December 2023
Accepted: 5 May 2024
First Online: 23 May 2024