Puspitasari, Indah
Anugrah, Resmilia
Situmorang, Magdalena Lenny
Suantika, Gede
Funding for this research was provided by:
Ministry of Finance of the Republic of Indonesia through the Research Grant Bank Indonesia (RGBI) 2024 by Bank Indonesia Institute (26/38/BINS-PRBI/Srt/B, 24 April 2024)
Article History
Received: 30 July 2025
Accepted: 27 August 2025
First Online: 17 September 2025
Declarations
:
: No conflicts, informed consent, and human or animal rights applicable.
: The authors declare no competing interests.