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Authors
Sharif, Monica M. https://orcid.org/0000-0002-0627-7313
Ghodoosi, Farshad
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Funding
Funding for this research was provided by:
the fintech center, morgan state university
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Article History
Received: 1 October 2020
Accepted: 25 January 2022
First Online: 2 February 2022
Declarations
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: There are no conflicts of interests associated with this paper. This research does not have data and therefore does not involve human participants nor does it require informed consent.
