Luqman, Muhammad https://orcid.org/0000-0002-7113-4642
Murtaza, Ghulam https://orcid.org/0000-0002-5550-0446
Article History
Accepted: 21 November 2024
First Online: 22 January 2025
Declarations
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: There is no potential conflict of interest in this paper. Moreover, the study is based on World Bank Enterprise-level survey data, and no funding has been involved in this research.
: The authors are agreeing there is no social, financial and moral conflict of interest.