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Authors
Tripathi, Vipin Vihari Ram https://orcid.org/0009-0000-7160-2189
Jaiswal, Rukmani https://orcid.org/0000-0001-5180-5472
Srivastava, Manish Kumar https://orcid.org/0000-0002-1260-6339
Srivastava, Ashish Kumar https://orcid.org/0009-0005-7483-4344
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Article History
Received: 26 January 2025
Accepted: 2 August 2025
First Online: 18 August 2025
Declarations
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: The authors declare no competing interests.
: This research involved collecting data from financial clients in India, thus constituting research involving human participants. Informed consent was obtained from all participants before the data collection.
: Informed consent was obtained from all respondents before the collection of data.
