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Article History

Received: 5 February 2025

Accepted: 5 August 2025

First Online: 12 August 2025

Declarations

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: All authors declare that this manuscript has not been submitted to, nor is it under review at, another journal or other publishing venue. The survey results conducted in this article were only analyzed for scientific research purposes. All methods and experimental protocols were carried out in accordance with the guidelines and regulations of Ho Chi Minh City University of Economics and Finance. All authors confirm that all respondents voluntarily participated in the survey and were informed that their opinions would be used solely for research purposes. Informed consent was obtained from all subjects and/or their legal guardian(s). The data in this study were kept confidential at the respondents’ request and in accordance with the confidential commitments the authors made to them during the survey.

: All authors declare that they have no financial interests or personal relationships that could have appeared to influence this research paper. They declared no potential conflicts of interest with respect to the research, authorship, and publication of this article.

: The authors declare no competing interests.

: Not applicable.