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Authors
Nur, Suardi
Farlian, Talbani
Mulkal, Mulkal
Modi, Zikrun
Dirhamsyah, Muhammad
Hakam, Dzikri Firmansyah
Dibba, Bakary
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Funding
Funding for this research was provided by:
Bank Indonesia Institute (26/24/PKS/BINS/2024)
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Article History
Received: 16 September 2025
Accepted: 19 January 2026
First Online: 3 March 2026
Declarations
:
: Not applicable.
: Not applicable.
: The authors declare no competing interests.
