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Article History

Received: 11 December 2025

Accepted: 18 March 2026

First Online: 16 April 2026

Declarations

:

: This study was reviewed and approved by the Sub-Committee on Ethics in Research, Global Business School and Research Centre, Dr. D. Y. Patil Vidyapeeth, Pune (Approval Number: 2025/08/02/EXE, dated August 20, 2025). The protocol was granted exempted review status as the research was determined to be of minimal risk to human subjects and doesn’t involve human trial. The study was conducted in accordance with the ethical guidelines of Dr. D. Y. Patil Vidyapeeth and the principles of the Declaration of Helsinki. Informed consent was obtained from all participants prior to data collection. Informed consent was obtained from all individual participants included in the study.

: Not applicable

: AI-assisted tools were used for language editing and improvement of readability and grammar in the manuscript. All content and intellectual contributions remain the work of the authors, who take full responsibility for the final version of the text.

: The authors declare no competing interests.