Wu, Jing
Article History
Received: 23 January 2025
Accepted: 3 November 2025
First Online: 28 November 2025
Declarations
:
: This study was approved by the Ethics Committee of Beijing University of Financial Technology, according the Helsinki Declaration. This study obtained the informed consent of all participants.
: This study obtained the informed consent of all participants.
: Not applicable.
: The authors declare no competing interests.