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Article History

Received: 10 May 2025

Accepted: 3 October 2025

First Online: 5 December 2025

Declarations

:

: This study received ethical oversight and approval from Lagos Business School, which served as the institutional review board for this research project conducted under the auspices of the Nigerian Artificial Intelligence Research Scheme (NAIRS). The study was conducted in accordance with the Nigerian Data Protection Regulation (NDPR) and the ethical standards of the Helsinki Declaration and its later amendments.

: Written informed consent was obtained from all participants prior to their participation in the study. Participants were informed of the voluntary nature of participation and their right to withdraw at any time without consequence.

: Participants consented to the publication of their anonymized data.

: The authors declare no competing interests.