Article History
Accepted: 28 September 2020
First Online: 7 October 2020
Compliance with Ethical Standards
:
: The authors declare that they have no conflict of interest.
: This article does not contain any studies with human participants or animals performed by any of the authors.
: The study used a publicly available secondary dataset, the National Financial Capability Study 2018, and for this type of study, formal consent from all individual participants was not required.