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Authors
Bortne, Øystein https://orcid.org/0009-0005-1962-8708
Bjornestad, Jone
Arnestad, Mads Nordmo
Tjora, Tore
Brønnick, Kolbjørn Kallesten
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Funding
Funding for this research was provided by:
SpareBank 1
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Article History
Revised: 31 January 2025
Accepted: 14 April 2025
First Online: 3 May 2025
Declarations
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: SpareBank 1, the first author’s employer, made the data available and did not restrict the authors’ analysis and interpretation of it (Skjørestad, ). The first author owns shares in SpareBank 1 Sør-Norge. Views expressed in this paper do not necessarily reflect the opinions of SpareBank 1.
: Kantar never shares data that compromises individual identities (Bente Pettersen, personal communication, September 1, 2023), and Kantar handles all personal data on behalf of its clients (Kantar, ; Sikt - Norwegian Agency for Shared Services in Education and Research, n.d.). The authors had no information identifying individual participants before, during, or after data collection. Data set usage has been discussed with data protection officers and other relevant persons at the University of Stavanger, SpareBank 1, Kantar, and Sikt – Norwegian Agency for Shared Services in Education and Research.
