Chen, Ding
Gummi, Umar Muhammad
Ibrahim, Mustapha
Tahir, Fatima Alfa
Article History
Received: 10 January 2024
Accepted: 28 October 2024
First Online: 7 November 2024
Competing interests
: The authors declare no competing interests.
: This research does not contain any direct involvement with human participants by any of the authors. Ethical approval was not required as the study did not involve human participants. The research relies on quantitative analysis based on historical data of financial institutions.
: The research does not require informed consent, as the analysis did not involve human participants. It used empirical analysis based on historical data published by financial institutions. The data is available upon subscription and does not require informed consent.