Chen, Dian
Fang, Xiangming
Article History
Received: 27 April 2024
Accepted: 21 January 2025
First Online: 1 February 2025
Competing interests
: The authors declare no competing interests.
: The submitted work is based on open-sources data. No ethical approval was obtained.
: The submitted work is based on open-sources data: China Household Finance Survey. Informed consent was obtained by China Household Finance Survey.