Wang, Yue
Wang, Shangao
Zhu, Honggen
Liu, Yu
Article History
Received: 16 March 2024
Accepted: 20 February 2025
First Online: 8 March 2025
Competing interests
: The authors declare no competing interests.
: This study was performed in line with the principles of the Declaration of Helsinki. Approval was granted by the Institutional Ethics Committee at Nanjing University of Finance & Economics (Decision number NUFE20231101).
: Prior to data collection, participants were informed of the purpose of the study, the methods, the possible risks and benefits, and how the data would be handled and protected. The survey was conducted after their consent was obtained.