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Article History

Received: 22 September 2024

Accepted: 22 May 2025

First Online: 3 June 2025

Change Date: 19 June 2025

Change Type: Update

Change Details: In this article, the affiliation 1 was provided as ‘University of Split, Split, Croatia’ but should have been ‘Faculty of Economics, Business and Tourism, University of Split, Split, Croatia’. The original article has been corrected.

Competing interests

: The authors declare no competing interests.

: This study was carried out in accordance with the ethical principles of the 1964 Declaration of Helsinki and its subsequent amendments. The research protocol (Ref. EFOS-05072023) received a favorable opinion on 5 July 2023 from the Faculty of Economics & Business, Josip Juraj Strossmayer University of Osijek, Croatia. The ethics decision letter (uploaded within the manuscript submission) explicitly states that the study follows the ethical principles of the Declaration of Helsinki.

: All participants received an electronic information sheet explaining the study purpose, voluntary nature of participation, data-handling procedures, and their right to withdraw at any time without consequence. No incentives were offered. All interviewed experts have been assured anonymity and their participation in the study is based on their informed consent, obtained prior to the beginning of the qualitative research (as experts were contacted by e-mail, during June and early July 2023). The experts’ professional profiles are available in Supplementary Appendix .