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Authors
Liu, Peiyun
Song, Jie
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Article History
Received: 19 September 2025
Accepted: 31 August 2026
First Online: 23 September 2026
Declarations
Competing interests: The authors declare no competing interests.
Ethics approval and consent to participate: The study was approved by the Zhejiang University of Finance & Economics Research Ethics Committee in 20th March, 2025 (No. ZUFE20250320). It strictly conformed to the ethical standards for research involving human subjects, as laid out in the 1964 Helsinki Declaration and its later amendment as well as all applicable ethical guidelines. Informed consent was obtained from all participants prior to data collection in 25th March, 2025.
Informed consent: This article does not contain any studies with human participants performed by any of the authors.
