Text and Data Mining valid from 2019-02-11
Received: 23 November 2018
Accepted: 28 January 2019
First Online: 11 February 2019
: The authors declare that they have no competing interests.
: Asst. Prof. Imelda T. Angeles, the Corresponding Author, is a doctoral candidate from the University of Santo Tomas Graduate School and currently a faculty of UST-College of Commerce and Business Administration. A Certified Public Accountant by practice and Tax Accredited Practitioner, the author is teaching Accounting and Taxation related subjects. She is a researcher of Research Center for Social Sciences and Education of University of Santo Tomas (RCSSED) under Business Rig. She has been into research on topics about Microfinance, Cooperative and Micro and Small Enterprises.University of Santo Tomas Graduate School.Espana Blvd., Manila, 1005.Email: ExternalRef removedTel. No. 781–6629.Prof. Ma. Socorro P. Calara, a Co-Author, is a professorial lecturer at the Graduate School, University of Santo Tomas, in Manila, Philippines. She handles Business Research courses and serves as a reviewer of both local and international journals dealing with performance management, and entrepreneurship.University of Santo Tomas Graduate School.Espana Blvd., Manila, 1005.Email: ExternalRef removedTel. No. Tel 731–5396/Fax 740–9732.Prof. Dr. Allan B. de Guzman, a Co-Author, handles pedagogy, management and research courses at both graduate and undergraduate levels in the University of Santo Tomas. As a prolific writer in educational policy studies, adult learning and teacher education, he has extensively published a total of 132 articles in various ISI-listed journals and at the same time serves as editor, board member and reviewer in international journals. He has received various prestigious awards which included the 2007 SEAMEO-JASPER Research Award given by the Government of Canada and the Southeast Asian Ministers of Education Organization (SEAMEO), the 2006 National Research Council of the Philippines (NRCP)-Department of Science and Technology (DOST) Achievement Award and the 2011 Metrobank Foundation Search Most Outstanding Teacher Award in Higher Education, among others. He was the recipient of the 2104 Australian Awards Fellowship on Curriculum Leadership at Queensland University of Technology, Brisbane, Australia. He is currently the Dean of the College of Education, University of Santo Tmas, Manila, Philippines.University of Santo Tomas College of Education.Espana Blvd., Manila, 1005.Email: ExternalRef removedTel. No. Tel 731–4323.Fax 786–1611 local 8392.
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