Article History
Received: 19 April 2018
Accepted: 26 May 2019
First Online: 5 June 2019
Change Date: 28 August 2019
Change Type: Correction
Change Details: An error occurred during the publication of a number of articles in <i>Financial Innovation</i>. Several articles were published in volume 5 with a duplicate citation number.
Competing interests
: The authors declare that they have no competing interests.